Türkiye’de Tarım İşletmelerinin Sosyo-Ekonomik Profili ve Tasarruf Davranışları Arasındaki İlişki: Konya İli Örneği

Kemalettin Ağızan; Zeki Bayramoğlu; Hasan Gökhan Doğan; Yusuf Celik; Zuhal Karakayacı

doi:10.18016/ksutarimdoga.vi.1491494

TR EN

Türkiye’de Tarım İşletmelerinin Sosyo-Ekonomik Profili ve Tasarruf Davranışları Arasındaki İlişki: Konya İli Örneği

Öz

Bu çalışmanın temel amacı kırsal alandaki tarımsal hanehalklarının tasarruf davranışlarına etki eden faktörlerin belirlenmesidir. Bu amaca yönelik olarak Türkiye’de Konya ilinde faaliyet gösteren 268 tarım işletmesiyle anket yapılmıştır. Bu doğrultuda anketler sonucunda tarım işletmelerinin sosyo-ekonomik yapıları ve tasarruf miktarları belirlenmiştir. Türkiye gibi birçok ülkede tarım işletmelerinin sahip oldukları sosyo-ekonomik özellikler göz önünde bulundurulduğunda işletmelerin tamamının tasarruf yapamayacağı ihtimali göz önünde bulundurularak tarım işletmelerinde tasarrufları etkileyen faktörlerin belirlenmesinde tobit model kullanılmıştır. Model sonucunda yaş, aile nüfusu, sermaye, tarımsal gelir, işletme büyüklüğü ve tarım dışı gelir ile işletmelerin tasarruf miktarları üzerinde anlamlı ve pozitif etkisi olduğu belirlenmiştir. Fakat eğitim seviyesi, tecrübe ve sosyal güvence, sağlık durumu, işletme maliyetleri, kredi miktarı ve destekleme miktarının tasarruf miktarı üzerinde anlamlı ama negatif bir etkiye sahip olduğu söylenebilir. İşletmede edilen sonuçlara göre ekonomik büyüme için daha fazla tasarrufu harekete geçirmek için farklı gelir seçenekleri için alternatif kaynakların ihtiyacına işaret edilmektedir. Çünkü kent-kır fark etmeksizin yatırım fonların önemli bir kısmı gayrimenkul veya vasıta fonlarına aktarılmaktadır. Bu sebeple alternatif yatırım araçlarının desteklenerek yaygınlaştırılması gerekmekte olup tasarrufların değerlendirilmesine yönelik politika önerileri hazırlanmıştır.

Anahtar Kelimeler

The Relationship Between Socio-Economic Profile and Saving Behavior of Agricultural Enterprises in Turkey: The Case of Konya Province

Abstract

The primary aim of this study is to identify the factors that impact the saving behavior of agricultural households residing in rural regions. To achieve this, a survey was undertaken with 268 agricultural households located in Konya province, Turkey. Accordingly, the socio-economic structures and amount of savings of agricultural households were determined because of the surveys. Considering the socio-economic characteristics of agricultural businesses in numerous countries, including Turkey, we utilized the tobit model to establish the factors that impact savings in agricultural businesses. The analysis showed that age, household size, capital, income from households, and off-farm business ventures have a significant and positive impact on household savings. Conversely, education level, experience, social security, health status, business expenses, loan amount, and level of subsidies have a significant and negative impact on savings. The research has highlighted the requirement for diverse income options to encourage greater savings, leading to economic growth. Due to the transfer of a substantial amount of investment funds to real estate or vehicle funds without regard to urban-rural differences, the promotion and dissemination of alternative investment instruments is essential. Consequently, policy recommendations have been devised for the deployment of savings.

Keywords

Project Number

121K160

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Details

Primary Language

Turkish

Subjects

Agricultural Policy

Journal Section

Research Article

Authors

Kemalettin Ağızan ^*
0000-0002-2340-2614
Türkiye

Zeki Bayramoğlu
0000-0003-3258-3848
Türkiye

Hasan Gökhan Doğan
0000-0002-5303-1770
Türkiye

Yusuf Celik
0000-0002-4249-0541
Türkiye

Zuhal Karakayacı
0000-0003-2933-5608
Türkiye

Early Pub Date

December 19, 2024

Publication Date

December 31, 2024

Submission Date

May 28, 2024

Acceptance Date

August 29, 2024

Published in Issue

Year 2024 Volume: 27 Number: Ek Sayı 2 (Suppl 2)

DOI

https://doi.org/10.18016/ksutarimdoga.vi.1491494

IZ

https://izlik.org/JA68GD37SK

Cite

RIS / Bibtex

APA

Ağızan, K., Bayramoğlu, Z., Doğan, H. G., Celik, Y., & Karakayacı, Z. (2024). Türkiye’de Tarım İşletmelerinin Sosyo-Ekonomik Profili ve Tasarruf Davranışları Arasındaki İlişki: Konya İli Örneği. Kahramanmaraş Sütçü İmam Üniversitesi Tarım Ve Doğa Dergisi, 27(Ek Sayı 2 (Suppl 2), 508-520. https://doi.org/10.18016/ksutarimdoga.vi.1491494

Cited By

The Effect of Family Dynamics and Socio-Economic Factors on Savings Formation in Agriculture

Kahramanmaraş Sütçü İmam Üniversitesi Tarım ve Doğa Dergisi

https://doi.org/10.18016/ksutarimdoga.vi.1731046